Accounts Receivable Financing

Having liquidity is vital to running and growing your business. If you sell a product or service to businesses that make payments in 30, 60, or 90-day increments, our team at Benjamin Capital may be able to get you the funds you need. Our accounts receivable program enables us to give you cash for your accounts at a discounted price. We have found that businesses that are losing money have just started enjoying this option, as we do not use your company’s credit to determine your eligibility.

Why Factor?

Financing receivables, which is also known as factoring, is the process of having an outside party take on the role of your accounting department. The factors will verify your customer’s credit, and even let you know if you may be at risk. If you qualify for our program, you may be eligible for free credit insurance.

Other advantages of this program include:

  • Not Being on the Hook If the Customer Does Not Pay
  • Receiving the Cash You Need in as Little as 24 Hours.
  • Not Having to Make Any Fixed Payments.
  • Using the Funds Any Way You See Fit (I.E. Taking on Large Orders or Making Early Payments)

To learn more about the options available to you, contact us today.

Annuity & Structured Settlement Financing

Benjamin Capital specializes in Annuity & Structured Settlement Financing. An annuity loan is a type of loan an annuity holder borrows money against the cash value of the annuity contract. This type of loan allows individuals to access their retirement funds without going through the hassle of cashing out the annuity.

A structured settlement is for injured people. You choose a structured settlement instead of taking one lump-sum payment when you receive money from a personal injury lawsuit.


Our annuity-financing program allows you to sell your annuity to receive a lump sum of cash. You determine if you want to sell the entire annuity, or only a portion of it. Structured settlements can be for any personal injury, workers’ compensation, or medical malpractice cases involving long term medical needs, temporary or permanent disabilities, severe injuries that result in brain damage, defendants in a death case, and/or surviving spouse and inherited annuities

One of the best benefits to working with our team of experts, for annuity financing, is the large lump sum of cash we fund immediately. Other advantages include:

  • Guaranteed Payments from the Annuities Purchased to Fund Your Structured Settlement
  • 100% Lifetime Exclusion from Income, Dividend and Capital Gains Taxes
  • Customized Planning to Meet Both Immediate and Future Financial Obligations
  • No Risk of Losing Money on Market-Vulnerable Investments or from Poor Financial Management

To learn more about the options available to you, contact us today.